Serving Mortgage Clients in BC and Alberta from my office in Cranbrook.

Let’s Talk! 250-421-7600

Debra Parker

Hello my name is Debra and I started in the mortgage industry in 2006. Prior to that I was with a consumer finance company for 12 years as an Assistant Manager, gaining the diverse experience necessary to accurately assess and meet the needs of my clients and help them through every step of the mortgage process. As your mortgage professional, my clients best interests are my highest priority by providing not only the best rates possible but more importantly, the best mortgage product possible that suits your needs. Whether you are purchasing your first home, upgrading, down-sizing, consolidating your monthly payments, taking equity out to invest, renovate your existing home or to put your children through post secondary school; I will be there to help you through every step of your mortgage.

Arranging mortgage is only the beginning of our relationship. I will continue to keep in contact with you through the term of your mortgage and when the term comes due I will work with you to ensure tat you receive the best mortgage and the best rate at that time as well.

I grew up in the Kooteneys and and have spent most of my life in the area except for a brief 3 years where I moved to Valemount, BC; where my husband accepted a promotion with his employment. While I am away form the office, I enjoy spending time traveling to my children’s sporting events which include soccer and Enduro Mountain Biking at the moment. While I am not traveling to their activities, I can be found training and racing in triathlons and other related events. I also enjoy working out, hiking in the summer and snowshoeing in the winter up some of our local mountains to take in the beautiful scenery we ave around us.

My wife and I heartily endorse Debra Parker. She has shown herself to be a trustworthy and hard-working mortgage broker. She has spent endless hours with us as we were purchasing our home. What made it even more difficult was that we were in China at the time. Several dozen documents had to be scanned and sent to her. She would process each document without a single  complaint. Debra had to work through the tricky procedure of allowing us to live in a commercial zone. When we decided to renovate. Debra helped us find reasonable financing. In short, my wife and I consider Debra as our special gift from God!

William and Jamma Burgar

My wife and I, and our 3 children, needed to upgrade from out “starter” home, into bigger house. After our bank pretty much shut us down and didn’t offer any advise or options for our sitiuation, we thought we were struck.  I happened to get referred to Deb through a colleague at work, and after the good things he said about her, I figured we’d give her a try. We didn’t have the easiest situation to deal with, but Deb made sure we knew what we had to do to improve our situation and realize our potential.

She worked very hard for us for about a year, keeping us up to date with our situation, and making sure we were making the right choices with our investment. Deb was always available to answer any questions we had, even if it was after the typical work day, as well as made sure the we understood everything completely. We have since moved into our “new to us” house, and haven’t looked back.  She still touches base with us once in a while just to see how things are going.

I have since referred everyone I know that is in the house hunting stage to speak with her.  I work in sales myself and really do appreaciate a job well done and a real good work ethic.  I will never deal with a bank again for a mortgage, because not only did Deb work harder for us, she offers better than bank rates.

Thanks again for all your had work Deb.

Jason, Nicole, Dale, Elaina & Farren

My husband and I were downsizing and had just sold our home in Trail and were in the midst of purchasing and building a manufactured home in Genelle from a dealer in Cranbrook. We decided to mortgage part of our purchase and never gave it a second thought that the bank we had dealt with for over 25 years and had had a previous mortgage with would be there for us.

Needless to say we were shocked and confused to find that they do not finance manufactured home! Very upset I contacted our salesman in Cranbrook and he contacted Debra who in turn called us. She immediately set the wheels in motion and had me calmed down and happy in no time. Debra got us a fantastic rate and was in constant contact with us through the whole process. Whenever I called she had all the answers and was very caring and professional.

We would not hesitate to recommend her services to anyone, and we have!

Lorna & Brian Doucette

Debra Parker assisted me when I purchased my condo and I was so happy with the service she provided.  Debra Parker went the extra mile in explaining how to and the whys behind mortgage fees and other issues I was totally not prepared for.  I found Debra to be helpful, honest and a real confidence booster.  The one thing I really appreciated about Debra is she did not make me feel ‘stupid’.  I would recommend Ms Parker to anyone who is looking for a mortgage.  Thank you Debra for everything you did for me.
Jeanne Soutar

We had some problems with our bank making mistakes, which affected the whole mortgage-approval process. Debra was fantastic at getting this sorted out. We wouldn’t have been able to do it without her. She went above and beyond and took away a lot of the stress. We trusted her completely. She made everything so simple, and got us a great mortgage rate to boot.
Thanks
Liz Green

Mortgage Services

Home Purchase

Whether you are looking to buy your first home or your hundredth, I will make sure you feel comfortable throughout the entire process and get the mortgage product that best suits your individual needs. I work with all types of home buyers from first timers to investors with multiple properties. If you are looking to live in it, I can help you finance it! (Within reason of course).

Refinance

Are you looking to refinance your property to access some of the equity you have built up over the years? Maybe you want to consolidate some debts, start a new business, renovate your home, buy a vacation or investment property… regardless of the reason, I will discuss all of your mortgage refinancing options with you and help you find the mortgage that suits your needs!

k

Renewal

The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail or if they have called you on the phone, the first thing you should do is contact me for advice. Never just sign the bank’s offer, there is ALWAYS room to negotiate. I’m here to help you, so that you don’t have to do the negotiations alone!

Looking to figure out roughly what you might qualify for on a mortgage? Here are a few different calculators that should do the trick. However if you are seriously looking to purchase, calculators will get you in the ballpark, but having me look at your financial situation by completing a mortgage application will let you know exactly where you stand!

Lenders

Here are a few of the lenders we have developed excellent relationships with, let’s figure out which one has the best products to offer you!

Apply for A Mortgage Now!

Lenders

Here are a few of the lenders we have developed excellent relationships with, let’s figure out which one has the best products to offer you!

Can I Get A Mortgage With No Downpayment?

Can I Get A Mortgage With No Downpayment?

The simple answer to this question is no. In order to secure mortgage financing in Canada you have to come up with at least a 5% downpayment. Now, if you haven't set aside the 5% for a downpayment in your savings account, that is okay. There are still a few ways to...

read more
A List on Garages

A List on Garages

As families grow and the limits of space are reached in the home, the garage is no longer just a comfortable place to park the car in the winter... it becomes quite the multipurpose room (which is code for storage locker for stuff you don't really use but don't want...

read more

I Keep My Blog Up To Date So You Can Stay Informed!

Read More From My Blog

Let’s Work Together

Whether you’re a first time home buyer, looking to refinance or renew your home, or you’re looking at purchasing an investment property, regardless of your circumstance, if you need to arrange mortgage financing, please give me a call or contact me using the form below.

I look forward to working with you! Go ahead, drop me a line, your information is safe with me.

15 + 7 =

Contact Information

Debra Parker 250-421-7600
debra@cmexp.com

Office Address: 1601 1st St S, Cranbrook, BC V1C 1B7

Click Map for Directions.